I Cash Flows From Operating Activities:

Income before income taxes and minority interests

Depreciation

Amortization of consolidated goodwill

Special recovery response expense

Loss on sales of investment securities

Loss from revaluation of investments

Gain on change holding ratio of affiliates

Loss on disposal of property, plant and equipment

Gain (loss) on sales of property, plant and equipment

Equity in earings of affiliates

Loss from revaluation of golf club memberships

Gain on investment from anonymous associations

Increase in provision for doubtful accounts

Increase in accrued employees' bonuses

Decrease in retirement benefits for employees

Increase in retirement benefits for employees

Increase in retirement benefits for directors and corporate auditors

Receipts of interest and dividends income

Payment of interest expense

Bond issuing expense

Gains and losses on foreign exchange

Increase in notes and accounts receivable

Increase (decrease) in inventories

Changes in notes and accounts payable

Increase (decrease) in accrued consumption taxes, etc.

Payment of litigation deposit

Increase in long-term guarantee deposits

Payment of benefits for directors and corporate auditors

Others

Subtotal

Receipts of interest and dividend income

Payment of interest expsenses

Payment of special recovery response expenses

Payment of income taxes

Net cash provided by operating activities

Payments into time deposits

Proceeds from reimbursement of time deposits

Proceeds from sales of shares in associated companies

Payment for acquisition of shares in associated companies

Proceeds from sales of securities

Payment for purchase of investment securities

Proceed from sales of investment securities

Payment for acquisition of investments

Proceeds from acquisition of new consolidated subsidiaries

Payment for acquisition of shares in subsidiaries to accompany change in consolidation range

Payment for purchases of property, plant and equipment

Proceeds from sales of property, plant and equipment

Payments on purchase of intangible assets

Payments of loans receivable

Proceeds from collections of loans receivable

Others

Net cash provided by investing activities

Increase (decrease) in short-term bank loans-net

Proceeds from issuance of long-term debt

Repayment of long-term debt

Proceeds from issuance of stock

Proceeds from issuance of debt securities

Payments on redemption of debt securities

Proceeds from issuance of shares warrants

Proceeds upon receipt from minority shareholders

Cash dividends paid

Dividends paid to minority shareholders

Payment for purchase of treasury stock

Installment payment on purchase of property and equipment

Others

Net cash provided by financing activitie

Net Increase in Cash and Cash Equivalents

Cash and Cash Equivalents at Beginning of Year

Cash and Cash Equivalents at End of Year